Cheap Car Insurance Quotes In California

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Cheap Car Insurance Quotes In California

Cheap Car Insurance Quotes In California

Affordable Car Insurance Quotes for Californian Drivers:

As a resident who drives a car in the United States Of America, you must have car insurance especially if you live in the city of California though it is quite expensive. In California, you are to pay $ 2,291 for full coverage, surpassing the national average of $2,014 per year for the same coverage.

If you want the cheapest car insurance in California, you can go for a basic coverage plan called minimum liability-only insurance. This type of insurance is meant to help you financially if you cause an accident. It covers things like the other driver’s medical bills, car repairs, lost wages and property damage.

Several factors influence car insurance prices in California such as where you live, your driving history and the cost to replace your car. The good news is that you can still find ways to save some money on your car insurance, whether you live in San Francisco or you live in Los Angeles. This article has examined a lot of car insurance companies in the Golden State and identified the top five that shine in terms of cos, coverage and customer service.

Read About: Pickup Truck Insurance Quote

What Is The Best Car Insurance Company In California

Below are the cheapest car insurance companies in California:


  • USAA received a score of 870 (out of 1,000) in the J.D. Power 2021 U.S. Auto Insurance Study for the state of California.


  • This regional carrier scored an 853 on J.D. Power’s 2021 auto study.

CONNECT by American Family Insurance:

  • CONNECT by American Family Insurance rounds out the top three with a score of 839 in J.D. Power’s 2021 survey.

What Is The Minimum Coverage For California State

To drive legally in California, you need to have at least the following minimum insurance coverage:

  • $15,000 for bodily injury per person
  • $30,000 for bodily injury per accident
  • $5,000 for property damage per accident

Cheap Car Insurance Minimum Quotes In California

California’s minimum liability limits are below the average, so it is strongly advised to consider getting more coverage than the basic requirements. The extremely low limit for property damage liability, in particular, could pose a problem, potentially leaving you responsible for significant amounts in the event of a costly accident where you are at fault.

To begin, check out the average rates provided by insurance companies for minimum coverage. This can give you an idea of which companies might offer the most affordable overall rates. Below are the average annual premiums for different insurance companies:

  • GEICO: $381
  • CSAA: $403
  • USAA: $456
  • Wawanesa: $491
  • Progressive: $530
  • State Farm: $668
  • Allstate: $731

Cheap Car Insurance Quotes For Young Drivers In California

Due to the higher risk with inexperienced drivers, teenagers pay over three times the national average, about $4,989 on average if they buy their policy. Research revealed that Wawanesa, GEICO, and USAA are the most affordable options for teenagers in California. Listed below are the average annual premiums for various insurance companies:

  • Wawanesa: $1,857
  • GEICO: $3,358
  • USAA: $3,543
  • State Farm: $3,764
  • Progressive: $4,602
  • Allstate: $4,746
  • CSAA: $5,434

Also Read: Commercial Truck Insurance Quote

Cheapest Car Insurance for Military Families

  • Active military members, veterans, and their immediate family members can get cheap rates with USAA, but this is not available to the public at large. Since this is limited, there are no state-specific rates for USAA, but this is an option that California military families can consider.

Cheap Car Insurance Quotes For Poor Credit In California

  • For drivers with poor credit, the cost of auto insurance may be higher compared to those with better credit. However, the average premium for drivers with poor credit differs among insurance companies. Individuals with less-than-ideal credit should compare rates and find an insurer that provides quality service at the most affordable rates.

For people watching their budget, it is important to find cheap car insurance in California. Thinking about things like how much coverage you need, your driving history, and discounts available can help you get good deals. Even though there are minimum coverage rules, it is a good idea to look at more options to make sure you are well protected. By checking out quotes from different insurance companies, you can find affordable plans that fit your budget while still giving you the coverage you need. Visit the official Website of your preferred insurance Company for more Details.

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